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Ding Dong Ditch
Go to a door in any part of the game and press Action. Your character will knock on the door, then you can run away.

Easy money:)
Make sure you have a high commerce skill. Then go to the tavern and find an officer that's for hire. Ask him how much he costs and he will tell you a lower price. Then say that's still too much. Then talk to him again and ask him how much he costs. He will now say the second price he offered. Tell him it's too much and he will lower it again. Keep doing this until it goes into the negatives. Basically, he will be giving you money for you to hire him.
submitted by: Sarah

Stack captain scores
You can add more than one person, other than the Captain, onto your other three ships. All of their scores will stack with that ship's captain's score. There are two different ways to do this. The first method is at the "Open Sea" screen (where you can see all of your ships), get close to another one of your ships and a swap cargo icon will appear. Go into the swap cargo menu. There is an option to switch captains. Under this option, there is a screen that has four slots. One of them is the captain of that ship. Click on one of the other three slots, then assign passengers to each one. When you do this, they dissapear from your passenger list. You will need to get more party members at the tavern if you want to fill up all your ships. Do not sell the ship with the other three crewmembers still on it. You will lose anyone that is still on board. The second method is to capture a ship and do it when you assign a captain to the captured ship.